PERSONAL
Homeowners
Home is where the heart is. It is the center of it all. Make sure it is protected from fire, theft, and anything that might happen. Insuring the place you call home can help protect you financially if you suffer a loss due to fire, theft, vandalism, or other covered events. It will also cover you in the event someone is injured while on your property and wins a legal judgment against you.
Renters
Your things matter. Protect your TV, sofa, etc. Your renters policy covers your personal property against theft or damage subject to the limits and deductibles you select. The coverage applies even when you are away from home.
Umbrella
An umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection.
Automobile
Your car takes your on the journey of life. The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by an accident, fire, theft, or other event covered by your insurance policy. Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.
Flood
Did you know, Flood is NOT covered under a standard homeonwers policy? It's important to have protection from floods associated with hurricanes, tropical storms, heavy rains and other conditions that impact the U.S.
Flood insurance protects two types of insurable property: building and contents. The first covers your building, the latter covers your possessions; neither covers the land they occupy.
Life & Health
Life insurance can often provide the liquidity that your estate needs to pay estate taxes and other estate settlements costs. Without it, it may be difficult for your estate to raise the necessary cash to pay these expenses. Life insurance also ensures that cash is available to purchase the business owner’s interest at death.
We can provide the appropriate life insurance protection to meet both your personal and business needs, with variable, term, and universal policies.