Coverages

Also known as Landlord's Insurance, is a type of commercial property insurance that protects landlords from lawsuits and property damage. It's designed for building owners who lease out at least 25% of their property, such as apartment buildings, warehouses, retail spaces, and office buildings.

General liability insurance policies typically cover you and your company for claims involving bodily injuries and property damage resulting from your products, services or operations. It may also cover you if you are held liable for damages to your landlord's property.

A Business Owner's Policy combines commercial property, general liability, and business income insurance into one policy. It's designed for small and medium-sized businesses. BOPs are often less expensive than buying individual policies and offer a streamlined approach to insurance. 

Workers' compensation insurance is mandatory for most employers of one or more employees. It protects employers from liability for on-the-job injury or illness and provides the following: Legal representation for the employer by the insurance carrier.

Professional Liability Insurance protects businesses and professionals from claims of negligence or harm. It can cover a variety of damages, including Legal fees and settlements, Judgments, Fines or penalties, and Defense costs. It's also known as errors and omissions (E&O) coverage.

P&C, also known as Personal Lines insurance is a type of insurance that individuals purchase to protect themselves and their families from personal risks. It can help protect them against financial losses caused by accidents, theft, fire, natural disasters, death, illness, and lawsuits.